Vehicle Search

There are 59 vehicles in stock

Santander Deferred Payment Scheme

Santander Deferred Payment
March 18th, 2020

Deferred HP Finance – Pay £0 for 3 months

Qualifying Vehicles

Cars up 9 years old at the end of the agreement

(Excluding the 3 months deferred period)

Maximum age of car at the start of the agreement must not exceed 5 years

This product is NOT available on Commercial vehicles, Private Hire & Taxis

Minimum amount financed



Private individuals, Regulated agreements only

Consumer policy

  • The minimum age of applicant is 18 years.
  • Applicants must be in paid employment.
  • Customers with severe adverse will be declined i.e. bankruptcies or insolvencies, CCJs, large defaults or severe mortgage adverse.
  • Customers must be traced at their address, i.e. on voters roll or significant payment profiles seen at credit bureau.

Product Eligibility – Conditional Sale and Personal Loan

  • The maximum period will be 48 months.
  • Conditional Sale product only (Excludes PCP & Lease Purchase)
  • The maximum vehicle age at end (age plus term) is 9 years (excluding the 3 months deferred period)
  • Minimum period is 24 months.
  • No customer fees
  • Maximum Loan to Value 90% of CAP retail
  • The deferred period of 3 months starts from the date Santander Consumer Finance fund the proposal.

Santander Online proposal system

  • When producing a customer quote, please enter the following months………

For 24 months – Enter 27 months
For 36 months – Enter 39 months
For 48 months – Enter 51 months